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Cargo Insurance

Cargo Insurance:

RISK/PERIL	FPA	WA	ALL-RISK	ICC "A"	ICC "B"	ICC "C"
Sinking	YES	YES	YES	YES	YES	YES
Stranding	YES	YES	YES	YES	YES	YES
Collision	YES	YES	YES	YES	YES	YES
Burning	YES	YES	YES	YES	YES	YES
Explosion	YES	YES	YES	YES	YES	YES
Jettison	NO (2)	YES	YES	YES	YES	YES
Washing Overboard	YES	YES	YES	YES	YES	NO
Falling Overboard	YES	YES	YES	YES	YES (1)	NO
Heavy Weather	NO (2)	YES	YES	YES	NO	NO
Seawater Entry Heavy Weather	NO (2)	YES	YES	YES	YES	NO
Errors in Mgmt.	YES	YES	YES	YES	NO	NO
Bursting Boilers	YES	YES	YES	YES	NO	NO
Latent Defects	YES	YES	YES	YES	NO	NO
Freshwater	NO	NO	YES	YES	YES (3)	NO
Ship's Sweat	NO	NO	YES	YES	NO	NO
Condensation	NO	NO	YES	YES	NO	NO
Steam	NO	NO	YES	YES	NO	NO
Improper stowage	NO	NO	YES	YES	NO	NO
Hook Damage Mud ,Grease	NO	NO	YES	YES	NO	NO
Theft of Entire Package	NO	NO	YES	YES	NO	NO
Non-Delivery	NO	NO	YES	YES	NO	NO
Pilferage	NO	NO	YES	YES	NO	NO
Leakage	NO	NO	YES	YES (4)	NO	NO
Breakage	NO	NO	YES	YES	YES (5)	YES (5)

(1) NOT COVERED FOR HEAVY WEATHER ONLY DURING LOADING OR UNLOADING
(2) ONLY FOR TOTAL LOSS OF THE PACKAGE OR SHIPPING UNIT
(3) ONLY FOR CARGO INSIDE A SHIP, CRAFT OR CONVEYANCE OR INSIDE A
CONTAINER, LIFT VAN OR PLACE OF STORAGE
(4) ONLY IF THE LEAKAGE IS NOT "ORDINARY"
(5) IF REASONABLY ATTRIBUTABLE TO A COVERED RISK

CARGO INSURANCE COVERAGE RATES:

	AUTO/BOAT	HHG/PE	GEN.MERCH	REST.MERCH
ALL-RISK	1.5%	2.3%	1.0%	1.3%
WA	1.0%	1.5%	0.8%	1.0%
FPA	0.9%	1.4%	0.7%	0.9%

* AUTOS/BOATS/MOTORCYCLES (containerized): All-risk subject to a 3% deductible of the insured value, $500 minimum. No coverage shall be granted while any vehicle is being operated under its own power, except for loading/unloading purposes. Insurance attaches from the time the automobile is delivered to the steamship line until delivered to the owner, but not to exceed 72 hours prior to sailing or discharge.
* For automobiles in excess of 5 years of age, coverage is limited to WA only with option to extend coverage to include theft and/or non-delivery at additional rates per policy (0.25%)
* HHG/PE: If professionally packed with a valued, itemized inventory, insured all-risk subject to 3% deductible, $500 minimum. If not professionally packed or itemized, insured FPA coverage only with option to extend coverage to WA including theft and non-delivery at additional premium per policy (0.25%)
* USED GOODS: All risk excluding mechanical and electrical or electronic derangement unless there is evidence of external damage to the insured item or its packing. Also excludes loss or damage due to wear, tear, gradual deterioration and climatic or atmosphere conditions or extremes of temperature. Also excluding breakage, scratching, denting, chipping, staining and cost of repainting. Also to exclude rust, oxidation, and discoloration.

Atlantic Express Corp. Role and the Carrier's Liability